Belizean Garnaches

Ingredients

• 1 cup red kidney beans (mashed or blended) or 1 cup black beans (mashed or blended)
• salt & fresh ground pepper (to taste)
• 4 ounces cabbage, about 2 cups (shredded)
• 1 small onion (small dice)
• 1 medium carrot, grated
• 1/2 cup vinegar
• habanero pepper, finely diced (optional, to taste)
• 1 lb corn tortilla
• cooking oil (for frying)
• 1 cup hard cheese, grated (Asiago, Edam, or Dutch type)