Cheese Chowder

Directions

1. 1
   Bring water to a boil.
2. 2
   Add potatoes, celery, carrots, salt, and pepper.
3. 3
   Cover and simmer 10 minutes.
4. 4
   Remove from heat- DO NOT DRAIN.
5. 5
   Melt butter in sauce pan.
6. 6
   Add flour.
7. 7
   Stir in milk gradually.
8. 8
   Cook over medium heat, stirring constantly until mixture comes to a boil.
9. 9
   Boil 1 minute, stir in cheese until melted.
10. 10
    Add veggies with the water.
11. 11
    Add ham.
12. 12
    Heat thoroughly.