Corn And Kidney Bean Soup

Ingredients

• 2 (15 ounce) cans red kidney beans, drained and rinsed
• 1 (10 ounce) package frozen corn kernels, thawed and drained
• 1 tablespoon vegetable oil
• 1 small green bell peppers (about 1/2 cup) or 1 small red bell pepper, cored, seeded, and chopped (about 1/2 cup)
• 1/4 cup finely chopped yellow onion
• 1 large garlic clove, finely chopped
• 1 (28 ounce) can diced tomatoes, drained
• 1 3/4 cups beef stock
• 1 1/2 cups tomato juice
• 1 tablespoon chili powder
• 1 teaspoon ground cumin
• 4 ounces shredded cheddar cheese (about 1 cup)
• tortilla chips (optional) or warm flour tortilla (optional)