Ham Stew For Two

Ingredients

• 2 medium potatoes, peeled and cut into 3/4-inch cubes
• 2 medium carrots, sliced
• 1-1/2 cups cubed fully cooked ham
• 1 cup water
• 1 small onion, chopped
• 1 bay leaf
• 1/2 teaspoon salt
• 1/4 teaspoon dried savory
• 1/8 teaspoon pepper
• 3 tablespoons all-purpose flour
• 1 cup milk