Pinto Beans

Ingredients

• 1 lb. beans
• 1/4 tsp. cumin
• 1/4 tsp. oregano
• 1 large onion, chopped
• 2 or 3 ribs celery (with tops), chopped
• 1 bay leaf
• 1 jalapeno pepper
• 1 garlic pod
• 1 grated carrot
• ham pieces or ham hocks