Rancheros Wrap

Ingredients

• 1/2 cup refried beans
• 1/4 cup salsa
• 1 1/2 tablespoons chopped fresh cilantro
• 1/2 teaspoon Mexican oregano
• 1/2 teaspoon ground cumin
• 1/4 teaspoon chili powder
• 1/4 cup monterey jack cheese
• 1/4 cup cheddar cheese
• 1 flour tortilla (10-11inch)
• 2 eggs
• 5 -6 jalapenos, slices (optional)
• salt and pepper
• 1 teaspoon vegetable oil