Toffee Apple Crunch

Directions

1. 1
   Combine sugar and water in a frypan over medium heat stirring until sugar is dissolved.
2. 2
   Boil without stirring until golden brown.
3. 3
   Add the apples, cook over low heat for 5 minutes until tender but still firm.
4. 4
   Remove apples and stir though cream to make a caramel sauce, cool.
5. 5
   Beat Philly* with an electric mixer until smooth, add sugar and beat until dissolved.
6. 6
   Gradually beat in 1/4 cup caramel sauce until thick and smooth.
7. 7
   Place 3 slices of apples in the base of 4 x 1 cup capacity serving glasses.
8. 8
   Top with 2 tablespoons the Philly* mixture and sprinkle with 1/8 of the bagel chips.
9. 9
   Repeat with another layer, and top remaining slices of apple.
10. 10
    Drizzle with the last of the caramel sauce, then serve.