Traveling Taco

Ingredients

• 1 (16 oz.) can refried beans
• 1 (8 oz.) carton sour cream
• 1 pkg. taco seasonings
• 1 small can green chilies, chopped
• 1 can ripe olives, chopped
• 1 medium onion, chopped
• 1 (8 oz.) bar Monterey Jack cheese with jalapeno peppers, grated
• 1 small (3 oz.) bag shredded sharp Cheddar cheese
• 1/4 to 1/2 head lettuce, shredded
• 1 tomato, chopped