Bean Dip

Directions

1. 1
   Spray 9 x 13-inch baking dish with Pam.
2. 2
   Spread cream cheese on bottom of baking dish.
3. 3
   Spread 1 can refried beans on top of cream cheese.
4. 4
   Sprinkle onions over the beans.
5. 5
   (If desired, you can spread salsa over the beans also.)
6. 6
   Sprinkle shredded Cheddar cheese over the top.
7. 7
   Bake at 350° until cheese on top is melted. Serve with tortilla chips.