Cheddar Ham Chowder

Ingredients

• 2 c. water
• 2 c. cubed potatoes
• 1/2 c. sliced carrots
• 1/2 c. sliced celery
• 1/4 c. chopped onion
• 1 tsp. salt
• 1/4 tsp. pepper
• 1/4 c. butter
• 1/4 c. all-purpose flour
• 2 c. milk
• 2 c. sharp Cheddar cheese
• 1 can whole kernel corn, drained
• 1 1/2 c. cubed cooked ham