Cheese Torte

Directions

1. 1
   Preheat oven to 350 deg.
2. 2
   In a large skillet, heat the oil. Lightly crisp the flour tortillas on both sides.
3. 3
   Place one on a baking sheet and spread the refried beans on the tortilla.
4. 4
   Place another tortilla on top and spread out the onion and red pepper.
5. 5
   Then top with monterey jack cheese.
6. 6
   Place third tortilla on top of other two tortillas and spread the colby jack cheese on top.
7. 7
   Bake 10-15 minutes until the cheeses are melted.
8. 8
   Cut into half and serve. May also cut into wedges and serve as an appetizer.
9. 9
   I usually double this and put one on a plate in the refrigerator covered with tin foil and save for another day. Use within a few days.