Fabulous Nachos

Ingredients

• 1 (16 ounce) bag authentic tortilla chips (El Milagro are good)
• 1/4 lb ground beef, cooked, crumbled and drained
• 1 (16 ounce) can refried beans
• 1 teaspoon ground cumin
• 1/2 teaspoon salt
• 1 teaspoon chili powder, to taste
• 1 teaspoon dried onion flakes
• 1 (8 ounce) jar cheese sauce
• 1 (15 ounce) can Rotel Tomatoes
• 2 cups shredded cheddar cheese
• pickled jalapeno pepper
• shredded lettuce
• salsa verde
• sour cream