Fully Loaded Chili

Ingredients

• 1 pound lean ground beef (90% lean)
• 1 medium onion, chopped
• 1 medium green pepper, chopped
• 1-3/4 cups water
• 2 cans (8 ounces each) tomato sauce
• 1 can (16 ounces) kidney beans, rinsed and drained
• 1 can (15-1/2 ounces) great northern beans, rinsed and drained
• 1 can (15 ounces) garbanzo beans or chickpeas, rinsed and drained
• 1 can (15 ounces) black beans, rinsed and drained
• 1 tablespoon baking cocoa
• 2 teaspoons Louisiana-style hot sauce
• 1/2 teaspoon pepper
• 1/2 teaspoon chili powder
• 1/4 teaspoon garlic powder
• 1/8 teaspoon cayenne pepper
• 1/2 cup reduced-fat sour cream
• 1/2 cup crushed baked tortilla chip scoops
• 1/2 cup shredded reduced-fat cheddar cheese