Garden Patch Cake

Ingredients

• 1 cup vegetable oil
• 3 eggs
• 1-1/2 cup sugar
• 1 tsp. vanilla
• 2 cups flour
• 2 tsp. baking powder
• 1-1/2 tsp. cinnamon
• 1/4 tsp. salt
• 1 cup carrots, finely shredded
• 1 cup zucchini, finely shredded
• 1/2 cup beets, finely shredded
• 1-1/2 cup semi-sweet chocolate chips
• 6 oz. cream cheese, softened
• 1/2 cup butter
• margarine, softened
• 2 tsp. vanilla extract
• 4-1/2 cup powdered sugar