My Famous Enchiladas

Ingredients

• 1 lb lean ground beef
• 1 medium green bell pepper, diced
• 1 medium red bell pepper, diced
• 1/2 medium onion, diced
• 2 garlic cloves, minced
• 1 (16 ounce) can refried beans
• 2 (9 ounce) cans red enchilada sauce
• 2 cups sharp cheddar cheese, shredded
• 1 (6 7/8 ounce) package Spanish rice, cooked
• 100 inches flour tortillas
• salt and pepper
• 1/2 tablespoon crushed red pepper flakes