Ponchos

Ingredients

• 1 bag nacho chips
• 1 large or 2 small cans refried beans
• 1 1/2 lb. cooked hamburger meat, drained
• 1/2 lb. or 2 c. grated cheese
• 1 c. guacamole
• 1 (16 oz.) carton sour cream
• 1/2 head chopped lettuce
• 2 medium tomatoes, chopped
• 1 small onion, chopped