Saturday Bean Soup

Ingredients

• 1 lb. dry navy beans, sorted and soaked
• 2 qts. water
• 1 lb. meaty ham bones or chunks
• 1 stalk celery with leaves, finely chopped
• 1 large carrot, finely chopped
• 1 medium onion, finely chopped
• 1/2 tsp. black pepper
• 1 tsp. salt
• 1 bay leaf