Triple Layer Cookie Bars

Directions

1. 1
   Preheat oven to 350°.
2. 2
   In 13 x 9-inch baking pan, melt margarine in oven.
3. 3
   Sprinkle crumbs evenly over margarine.
4. 4
   Top evenly with coconut, then sweetened condensed milk.
5. 5
   Bake 25 minutes or until lightly browned.
6. 6
   In small saucepan, over low heat, melt chips with peanut butter.
7. 7
   Spread evenly over hot coconut layer.
8. 8
   Cool 30 minutes.
9. 9
   Chill thoroughly.
10. 10
    Cut into bars.