Vegetarian Chili

Ingredients

• 1 c. dried kidney beans
• 3 c. water
• 1 Tbsp. vegetable oil
• 2 c. chopped onion
• 1 green pepper, chopped
• 2 c. sliced mushrooms
• 1 c. thinly sliced carrots
• 2 c. fresh or canned unsalted tomatoes, chopped
• 1 (6 oz.) can unsalted tomato paste
• 3/4 c. water
• 2 Tbsp. chili powder
• 1 Tbsp. vinegar
• 1 to 2 tsp. minced garlic
• 1 tsp. oregano
• 1 tsp. cumin
• 1/4 tsp. black pepper
• 1 bay leaf