Banana Surprise Cupcakes

Directions

1. 1
   Preheat oven to 350F and line 12 muffin cups.
2. 2
   Mix dry ingredients.
3. 3
   Add oil, milk and vanilla; stir until the mixture starts comes together.
4. 4
   Mix in mashed bananas; do not over mix.
5. 5
   Fill muffin cups 1/3 full, place a few chocolate chips in center of each muffin, and then cover with remaining batter.
6. 6
   Bake on center rack about 30 minutes (toothpick comes out clean).
7. 7
   If making chocolate chip cupcakes, mix in 1 cup chocolate chips with the bananas, and mini cupcakes take about 13 minutes to bake.