Broccoli Salad

Ingredients

• 1 bunch broccoli, chopped and stalks peeled
• 1 (8 oz.) pkg. shredded Cheddar
• 2 cans kidney beans, drained
• 1 small onion, finely chopped
• salt, pepper and garlic to taste
• 1/2 tsp. cumin
• rice, chopped ham or chicken (may be added)