Cheddar Ham Chowder

Ingredients

• 2 cups water
• 2 cups cubed peeled potatoes
• 1/2 cup sliced carrots
• 1/2 cup sliced celery
• 1/4 cup chopped onion
• 1 teaspoon salt
• 1/4 teaspoon pepper
• 1/4 cup butter
• 1/4 cup all-purpose flour
• 2 cups whole milk
• 2 cups shredded sharp cheddar cheese
• 1 can (15-3/4 ounces) whole kernel corn, drained
• 1-1/2 cups cubed fully cooked ham