Dads Spectacular Waffles

Ingredients

• 2 cups pancake mix (we use trader joe's multi-grain pancake mix because it has no trans fats)
• 1 1/3 cups 1% low-fat milk or 1 1/3 cups nonfat milk
• 2 tablespoons canola oil or 2 tablespoons softened butter
• 1 egg
• 1/4 cup nuts (we use pecans and walnuts)
• 1 banana
• 1 teaspoon cinnamon
• 1 teaspoon honey
• 1 teaspoon vanilla
• semi-sweet chocolate chips, 12 semi-sweet chocolate chips, per waffle (for a special treat) (optional)