Layered Beans and Salsa

Ingredients

• 1 (16 ounce) can pinto beans
• 1 (16 ounce) can kidney beans
• 2 tablespoons vegetable oil
• 1 tablespoon lime juice
• 2 teaspoons chili powder
• 1 teaspoon cumin
• 14 teaspoon ground red pepper
• 23 cup sour cream
• 34 cup shredded cheddar cheese
• tortilla chips
• 1 large chopped tomato, seeds removed
• 13 cup chopped black olives
• 3 tablespoons sliced green onions
• 1 tablespoon lime juice
• 1 teaspoon minced garlic
• 18 teaspoon salt