Black Bean Tamale Pie

Ingredients

• 1/2 lb. ground beef, turkey or chicken
• 1/2 c. chopped onion
• 1/2 c. chopped green bell pepper
• 1 (15 oz.) can black beans, drained
• 1 c. salsa
• 2 Tbsp. chopped jalapeno peppers
• 1 (8 1/2 oz.) pkg. corn muffin mix
• 2 c. shredded Cheddar or Pepper Jack cheese, divided
• 1/4 c. milk
• 1 egg
• ripe olives (optional)
• additional salsa (optional)
• sour cream (optional)
• 2 lb. round steak, cubed
• 3 beef bouillon cubes
• 2 Tbsp. cooking oil
• 1/2 tsp. salt
• 1/4 tsp. pepper
• 1 bay leaf
• 3 cloves
• 1/8 tsp. garlic powder
• dash of cayenne pepper
• 6 to 8 medium potatoes, peeled and cubed
• 1 lb. carrots, peeled and quartered