Blizzard Chili Beans

Ingredients

• 1 lb. ground beef
• 2 c. chopped onion
• 1 tsp. garlic salt
• 2 (15 oz.) cans kidney beans
• 1 (15 oz.) can black beans
• 1 (15 oz.) can white beans
• 2 (15 oz.)cans tomato sauce
• 1 (15 oz.) can water
• 1 bay leaf
• 1 Tbsp. chili powder
• 2 tsp. sugar
• 1 tsp. cumin
• 1/8 tsp. black pepper
• salt to taste