Chipped Beef Spread

Ingredients

• 8 oz. cream cheese, softened
• 1/2 c. mayonnaise
• 2 Tbsp. green onions, chopped (can use part of green)
• 1 pkg. chopped beef or corned beef
• garlic powder to taste
• black olives (for garnish)
• 1 lb. can refried beans
• 1 pkg. Monterey Jack cheese, shredded
• 1 large onion, chopped
• 16 oz. sour cream, let soften, then spread
• 10 oz. sharp Cheddar cheese, shredded
• 1 large green pepper, chopped
• 1 large tomato, diced
• 1 (16 oz.) bottle Ortega taco sauce (mild or hot)