Ham 'N Cheese Chowder

Directions

1. 1
   Place 1/2 cup of water and salt in a small saucepan; bring to a boil.
2. 2
   Add potatoes and reduce heat.
3. 3
   Cook 15 minutes or until potatoes are tender.
4. 4
   Drain potatoes, reserving liquid; set aside. Melt butter in a 3-quart Dutch oven; add onion and saute until tender.
5. 5
   Blend in flour and pepper.
6. 6
   Stir in milk and potato liquid and cook over medium heat until thickened.
7. 7
   Add potatoes and ham.
8. 8
   Heat gently.
9. 9
   Remove from heat and stir in cheese.
10. 10
    Top with croutons.