Ham Stew

Ingredients

• 6 medium potatoes, peeled and cut into 3/4-inch cubes
• 4 medium carrots, sliced
• 4 cups cubed fully cooked ham
• 1 small onion chopped
• 1 bay leaf
• 1 teaspoon salt
• 1/2 teaspoon dried savory
• 1 tsp. pepper
• just enough water to slightly cover everything
• 6 tablespoons all-purpose flour
• 2 cups milk