Meat Loaf Supper

Ingredients

• 1 egg
• 2 tablespoons 2% milk
• 3/4 cup soft bread crumbs
• 1/2 teaspoon salt
• 1/2 teaspoon dried minced onion
• 1/2 teaspoon dried tarragon
• 1/2 teaspoon dried thyme
• 1/4 teaspoon garlic powder
• 1/8 teaspoon pepper
• 3/4 pound lean ground beef
• 2 thin slices deli ham
• 1/2 cup shredded cheddar cheese
• 2 medium red potatoes, cut into chunks
• 2 medium carrots, halved and cut into chunks