Meatless Three Bean Chili

Ingredients

• 2 teaspoons olive oil
• 1/2 cup chopped onion
• 1/2 red sweet bell pepper, chopped
• 2 -3 garlic cloves, minced
• 1 (28 ounce) can crushed tomatoes
• 1 (15 ounce) can pinto beans, rinsed and drained
• 1 (15 ounce) can red kidney beans, rinsed and drained
• 1 (15 ounce) can black beans, rinsed and drained
• 1/4 cup water
• 2 teaspoons ground cumin
• 1 teaspoon cilantro
• 1/2 - 1 teaspoon cayenne pepper
• 1/2 teaspoon oregano
• 1 teaspoon sugar
• 1/4 teaspoon black pepper
• salt, if needed, to taste
• OPTIONAL GARNISHES
• shredded cheddar cheese
• crushed tortilla chips
• light sour cream
• cilantro
• chopped green onion
• chopped tomato