Pace-Setting Enchilada Casserole

Ingredients

• 1 lb. ground beef
• 1 sm. onion, chopped
• 1 clove garlic, minced
• 1 1/2 c. Picante sauce
• 1 8 oz. tomato sauce
• 2 med. tomatoes, seeded & chopped (can use canned, drained tomatoes)
• 1 lg. red or green pepper, diced
• 1 tsp. salt
• 1 tsp. cumin
• 2 tsp. chili powder
• 1 c. sour cream (can use nonfat)
• 3/4 c. each Monterrey Jack and Cheddar cheese, shredded
• 12 corn tortillas