Pinto Beans With Ham

Ingredients

• 1 pound dried pinto beans
• 5 1/2 cups water
• 1 large onion, chopped
• 1/4 pound cooked ham, chopped
• 1 garlic clove, minced
• 1 tablespoon chili powder
• 1 teaspoon salt
• 1 teaspoon pepper
• 1/4 teaspoon dried oregano
• 1/4 teaspoon ground cumin