Shipwreck Stew

Ingredients

• 2 Tbsp. margarine
• 2 medium onions, sliced
• 2 large potatoes, peeled and sliced
• 1 to 1 1/2 lb. ground chuck, crumbled
• 1 (15 1/2 oz.) can red kidney beans, drained
• 1/2 c. raw rice
• 1 c. sliced celery
• 1 (15 3/4 oz.) can condensed tomato soup
• 1/2 c. water
• 1 tsp. salt
• 1 tsp. chili powder
• 1/2 tsp. Worcestershire sauce
• 1/4 tsp. freshly ground black pepper
• dash of cayenne pepper
• 1 c. grated Cheddar cheese