Mocha Mini Bread Loaves

Ingredients

• 1 cup whole wheat flour
• 2 tablespoons whole wheat flour
• 1 1/4 cups quick-cooking oats
• 4 tablespoons toasted wheat germ
• 4 tablespoons sugar
• 1/4 cup brown sugar
• 2 tablespoons unsweetened cocoa powder (I use dark)
• 1 teaspoon baking soda
• 1 teaspoon baking powder
• 1 teaspoon cinnamon
• 1/4 teaspoon cardamom
• 1/4 teaspoon salt
• 4 tablespoons dry buttermilk
• 2 tablespoons canola oil
• 4 tablespoons applesauce
• 2 teaspoons vanilla extract
• 1 egg
• 1/2 cup coffee (brewed strong)
• 1 cup boiling water
• 2 ounces dark chocolate chips (or chopped from a bar)