Seven Layer Taco Dip

Ingredients

• 1 (16 oz.) can refried beans
• 2 Tbsp. jalapeno peppers
• 10 oz. sharp Cheddar cheese, grated
• 1 pkg. taco seasoning
• 2 chopped ripe avocados, mixed with lemon juice (1 lemon)
• 2 tomatoes, finely chopped
• 1 (10 1/2 oz.) can bean dip
• 10 oz. Monterey Jack cheese, grated
• 2 c. sour cream
• 1 (8 oz.) bottle picante sauce
• 1 small onion, finely chopped
• 1 (4 oz.) can black olives, chopped