Three Bean Chili

Ingredients

• 1 lb ground beef
• 1 medium onion, chopped
• 1 small bell pepper, chopped
• 1 clove garlic, minced
• 2 cups water
• 1 (15 ounce) can diced tomatoes with green chilies
• 1 (1 1/4 ounce) envelope taco seasoning
• 1 (15 ounce) can great northern beans, drained
• 1 (15 ounce) can black beans, drained and rinsed
• 1 (15 ounce) can pinto beans, drained
• 1/2 cup grated cheddar cheese